The Many Benefits of Insurance
Life Insurance Made Simple
“How can I ensure that my family will be taken care of in the event of my death?” This is a common concern that often goes unaddressed due to life insurance misinformation, confusion, and avoiding an uncomfortable topic.
At Sunrise Financial Group in St. Louis, our caring, experienced advisors are here to address your concerns and make the discussion more comfortable. We believe life insurance is an important part of your future planning and financial health equation. Our goal is to give you peace of mind and financial protection for those you love.
Protect Your Family
Nothing is more important than family. In the event of a death, long-term life insurance can protect your family by providing funds to maintain their quality of life and still achieve their dreams.
Different types of Life Insurance
There are many different policy options for Life Insurance, including Whole, Term, and Universal Life Insurance, each with their own specific benefits. We do not expect you to know which policy is right for you – we will help you assess your current financial situation, as well as your future goals, to find a solution that fits your unique needs.
Our advisors stay up-to-date with the latest regulations, products, and innovations; we are here to help you make informed insurance decisions that can provide for you and your loved ones for years to come.
Long Term Care Insurance
Despite popular opinion, long-term care insurance is not solely for the elderly. Due to our healthcare climate, the unknowns in the marketplace, and life’s unpredictability, long-term care insurance can be a wise decision.
Long-term care insurance premiums tend to cost less when secured at a younger age and provide support and resources if a medical situation goes beyond the scope of your health insurance. That could be a lengthy in-patient hospital stay, in-home care, rehabilitation, or retirement home living.
A long-term care policy can protect your assets, give you more control over your health situation, and help you receive better care while protecting your financial future. We cannot stress enough how having long-term care funds later in life can ensure the best care and quality of life, as well as saving your legacy.
Disability insurance is another option that is recommended during your working years – it provides earnings if you become unable to work for medical reasons. See our disability insurance page for more information.